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FAQ :: Credit Report

• How Private Is My Credit Report?
• What is in my credit report?
• Can a credit reporting agency deny my application for credit? How do credit scores affect my application?
• Is there anything that cannot be in my credit report? How long can information be reported?
• Who has access to my report?
• Can I find out what is in my credit report?
• How will I know if there is negative information in my report?
• What can I do if there are errors in my report?
• Can I have negative information deleted if the entry is not an error?
• Can the information in my credit file be used for any other purposes?
• What can I do if my rights under the FCRA have been violated? Where can I complain?
• How does an investigative consumer report differ from a credit report?
• FOR MORE INFORMATION

These questions and answers are provided for IowaMotors.com users' general information. Although we make every effort to insure accuracy in the information provided, we cannot make any guarantees as to this accuracy. We urge you to consult your lawyer, accountant or tax advisor for specific legal or tax advice.